What Matters Most Intelligence (“WMM”) is a weekday editorial briefing designed to support judgement and situational awareness. It is not personal advice.

1) General information only
The content is provided for general information and educational purposes only. It does not take into account your objectives, financial situation, or needs.

2) Not financial or legal advice
WMM is not financial product advice, investment advice, legal advice, accounting advice, or credit assistance. You should obtain professional advice specific to your circumstances before acting on any information.

3) No guarantee of accuracy or completeness
WMM is prepared using a combination of editorial judgement, third-party sources, and data that may be incomplete, delayed, or subject to change. While reasonable care is taken, WMM makes no representation or warranty as to accuracy, completeness, reliability, or timeliness.

4) Market and industry information
Any market commentary, pricing references, or industry observations are indicative only and may not reflect current conditions. Past performance is not a reliable indicator of future performance.

5) Sources and attribution
Where practicable, WMM references source material. Some sources may be summarised or paraphrased. All trademarks and third-party marks remain the property of their respective owners.

6) AI assistance
AI tools may assist with scanning, drafting, and synthesis. The final brief is issued as editorial judgement. AI output may contain errors and should not be relied upon without independent verification.

7) Limitation of liability
To the maximum extent permitted by law, WMM (including its operators, affiliates, and contributors) is not liable for any loss, damage, cost, or expense arising from reliance on the content, including without limitation any indirect or consequential loss.

8) No endorsement
References to products, services, organisations, or third-party content do not constitute endorsement.

9) Contact
For questions or corrections, contact us via the Contact page.

10) Subscriptions, cancellations, and refunds
Subscriptions to What Matters Most are billed monthly and can be cancelled at any time. If you cancel, you will not be charged again.

If you believe you were charged in error, or if the service does not meet your expectations, you may request a refund by contacting us. Refund requests are handled fairly and in good faith, with the aim of resolving matters simply and without friction.